ONEPLACERENTALS

Public lender resources

Start the lender conversation well.

A short list of public lender resources, plus the questions that help first-time buyers compare options. These are not partners, sponsors or paid placements.

Public lender resources

Looking for more options? AHP publishes a broader list of Homebuyer Dream participating lenders: Affordable Housing Partnership — Homebuyer Dream. SONYMA also lists participating lenders on its site.

Sources: Affordable Housing Partnership — Homebuyer Dream · NY HCR — SONYMA · Reviewed September 26, 2026

What to ask about first-time assistance

  1. 1Do you participate in SONYMA programs, and which ones fit my situation?
  2. 2Are you a Homebuyer Dream participating lender this year, and is funding available?
  3. 3Can assistance be combined with the loan you’re recommending? Does it change the rate?
  4. 4Is homebuyer education required, and when should I complete it?
  5. 5Can I have a Loan Estimate to compare side by side?
  6. 6What are my estimated cash to close and required reserves?

Would you like a personal introduction? Tell Scott which lender you’d like to speak with. He’ll only share your details with your permission, and you choose who to work with.

Lenders: collaborate on buyer education

If you’re a Capital Region lender interested in collaborating on first-time buyer education, email team@oneplacerentals.com. Listings on this page are not sold.

Ask for a lender introduction.

Mention the lender you’d like to meet in your question. Nothing is sent from this page — you review it and press send yourself. Please don’t include financial account details, your Social Security number or credit information.

Prefer to call? (518) 522-7265 · or email team@oneplacerentals.com

OnePlace provides independent guidance from Scott J. Alvarez, Licensed Real Estate Salesperson, Coldwell Banker Prime Properties. OnePlace does not award grants, make or originate loans, or run any government program, and has no sponsorship arrangements with the lenders or administrators mentioned. Program terms and funding change — confirm details with the administrator or lender. Estimates are not quotes or preapprovals. Reviewed September 26, 2026.