ONEPLACERENTALS

Resources

Tools to keep you organized.

Three worksheets you can use on this page or download as printable PDFs, plus official sources for education and applications.

First-time buyer checklist

Download PDFPDF · 2 pages · 48 KB
  1. Decide on your target communities and confirm which jurisdiction each address is in.
  2. Review your credit reports and savings.
  3. Complete a homebuyer education course.
  4. Get preapproved and request Loan Estimates from at least two lenders.
  5. Apply for any program that must come before a purchase contract.
  6. Tour homes, make an offer, and schedule inspections.
  7. Review your Closing Disclosure against your Loan Estimate.
  8. Close, and keep your reserve fund intact.

Lender conversation worksheet

Download PDFPDF · 2 pages · 48 KB
QuestionLender ALender B
Loan type & program
Interest rate / points
Lender fees (Section A)
Mortgage insurance
Assistance allowed?
Estimated cash to close
Required reserves

More questions on the lenders page.

Cash-to-close & monthly budget worksheet

Download PDFPDF · 2 pages · 47 KB
ItemTypeYour estimate
Down paymentUpfront
Closing costsUpfront
Prepaids & escrow depositsUpfront
Moving & immediate repairsUpfront
Principal & interestMonthly
Property taxesMonthly
Homeowners insuranceMonthly
Mortgage insurance / HOAMonthly
UtilitiesMonthly
Maintenance reserveMonthly

Prefer to calculate? Use the payment planner.

Official sources

Source: Affordable Housing Partnership — Homebuyer Dream · Reviewed September 26, 2026

OnePlace provides independent guidance from Scott J. Alvarez, Licensed Real Estate Salesperson, Coldwell Banker Prime Properties. OnePlace does not award grants, make or originate loans, or run any government program, and has no sponsorship arrangements with the lenders or administrators mentioned. Program terms and funding change — confirm details with the administrator or lender. Estimates are not quotes or preapprovals. Reviewed September 26, 2026.